The control layer sits around the model.
Finlogica does not rely on the language model to be the control. Structured inputs, deterministic calculations, controlled drafting, file-control checks, record keeping and adviser approval sit around the model.
Adviser-supervised by design. Finlogica does not provide personal financial advice. Authorised advisers and licensees retain advice scope, client-facing judgement, approval and record-keeping responsibility.
What your risk committee will ask.
What can go wrong, what control sits around it, and what evidence is retained. Each Finlogica control points to the numbered step in the framework below.
| Risk area | What can go wrong | Finlogica control |
|---|---|---|
| Privacy | Client information enters uncontrolled tools without clear handling, retention or access controls. | → Steps 01 + 05Controlled processing, access controls, logging and Australian data-residency posture suited to regulated advice. |
| Reliability | AI produces plausible but incorrect content, generic reasoning or inconsistent explanations. | → Steps 03 + 04 + 06Structured drafting, approved templates, file-control checks and adviser review before client use. |
| Calculations | Language-model output misstates portfolio weights, fees, thresholds or comparison figures. | → Step 02Deterministic calculation layer outside the model. Narrative is generated only after calculated outputs are available. |
| Auditability | The firm cannot reconstruct what inputs were used, what changed, or why the recommendation was made. | → Steps 01 + 05Inputs, calculations, checks, exceptions, reviewer notes, output versions and approval history retained against the file. |
| Scale | A prompt, template or workflow issue repeats across advisers, teams or client books. | → Step 04File-level controls and structured outputs make recurring issues easier to detect, prioritise, assign and remediate. |
Six steps. Each one retained against the file.
Protection improves as each control is added. The workflow becomes more reproducible, traceable and defensible as the control layer is built around the model.
Protection improves as each control is added.
Each subsequent box sits slightly higher to show increasing total control. Click any step to read the detail, the calls it makes, and the evidence it retains.
controlLower
control
Click any step to read each control in detail.
Structured inputs
Fact-find data, portfolio data, scope, assumptions and adviser instructions are captured in a defined format before drafting begins. The structured record becomes the source of truth for calculation, drafting, checks and review.
Deterministic calculations
Portfolio weights, fees, trades, comparisons and reconciliations are calculated deterministically. The model receives calculated outputs; it does not produce numbers in prose.
Controlled drafting
The model assists with explanation and document production using the structured record and approved language patterns. It does not decide the advice. Unsupported assumptions are flagged rather than hidden.
File-control checks
Regulatory coverage
Aligned to the core obligations that govern Australian retail advice: Corporations Act, ASIC regulatory guidance, best interests duty, appropriate advice, SOA / advice disclosure, conflicted remuneration, fee consent, advice record-keeping, Privacy Act controls, best-practice standards.
Disclosure, suitability and conflicts
Disclosure discipline, suitability, replacement advice, fees and costs, conflicted remuneration, commissions, consent requirements, and file-level completeness.
Privacy Act controls
Handling of client information, privacy controls, cross-border data considerations, and security of personal information.
Professional standards
Professional standards, quality expectations, readability, client understanding, and adviser review discipline.
Accuracy and consistency
Internal consistency, deterministic calculations, portfolio weights, fees, references, and consistency between recommendations and supporting rationale.
Per-check audit trail
Each check records the source it relied on, the result, the reviewer notes and the review point an adviser should consider before file release.
Record keeping
Inputs, calculations, control results, exceptions, output versions, reviewer notes and approval history are retained against the file.
Adviser approval
Finlogica produces adviser-ready outputs and control evidence. The authorised adviser and licensee remain responsible for professional judgement, client suitability and the final release decision.